Definitions

Depository Financial Institution

Depository Financial Institution: A financial institution that: Is authorized by law to accept deposits; Is eligible for Federal Deposit Insurance...
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Doing Business As (DBA)

Doing Business As (DBA): Refers to the specific name and location of the merchant establishment where credit card purchases are...
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Zero Floor Limit

Zero Floor Limit: Requires that all cardholder transactions be authorized....
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Wide Area Network (WAN)

Wide Area Network (WAN): A network using common carrier provided lines (in contrast to LAN)....
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Wang

Wang: A stand-alone system developed to handle chargeback processing with Merchant Processors. Also called the Chargeback Image Processing System (CIPS)....
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Voice Response Unit (VRU)

Voice Response Unit (VRU): An automated authorization support system for touch-tone telephones....
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Visanet

Visanet: The data processing systems, networks, and operations used to support and deliver authorization services, exception file services, and clearing...
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Valid Date

Valid Date: The date embossed by the card issuer on the credit card. An establishment cannot accept a card for...
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Utility Company

Utility Company: Any municipal, state, or other public utility system or systems operating for the manufacture, production, distribution, or sale...
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Translation

Translation: The cryptographic process performed within a TRSM whereby encrypted data is decrypted from using one PIN encrypting key and...
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