Credit Card Processor NJ - Retail Location - Restaurant - Sales Rep - POS Systems - Consultant - Merchant Account NJ - Support - EMV Terminals

Trust Honesty Commitment to Excellence

At 1st Advantage Merchant Services New Jersey, setting up a merchant account is simple. Our superior reliability, customer service policies and industry specific income generating products and services are why merchants large and small choose us as their credit card processing service.

Our unique Interchange Pass Through Pricing structure allows our clients to receive access to the LOWEST MERCHANT ACCOUNT RATES in the industry. Unlike our competitors, we do not hide behind the 3-Tier Pricing Structure, instead we will work with your company to reduce your rates and increase your profits.

Learn what 1st Advantage Merchant Account NJ can do for your business. From shopping cart software and eCommerce solutions to our ISO Agent program, our proven track record speaks for itself.


Services and Solutions We Offer


  • Low Rate Merchant Account Bankcard Services
  • FREE EMV Verifone Compliant Terminals
  • FREE Point of Sale Systems (POS)
  • In person review of your current setup
  • Upgrade Replace and Support of Your POS or Terminal
  • Support for Contactless and Applepay

Locations and Counties We Service


  • Monmouth
  • Middlesex
  • Mercer
  • Union
  • Ocean
  • Burlington
  • Atlantic
  • Salem
  • Cape May
  • Essex County
  • Hunterdon
  • Sussex
  • Essex
  • Staten Island, NY
  • Bucks County, PA

Through Integrity, Education and Exceptional service, we guarantee to be the last merchant account, credit card processor you will ever need.

Our company is based on the belief that Every business should be able to accept new money (credit and debit cards) without being charged an arm and a leg. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals. We provide the means to accept all credit and debit cards at your business at THE lowest rate. Even if your current merchant processor has denied or shutoff your business and classified you as a high risk merchant, we can still get your account approved through other processors. If your looking to lower the rates you are currently being charged, We will lower those rates to the bare bottom.