Retail

Retail Rates

Retail merchant account rates are notoriously high. We can show you how to keep your rates low. Security, multiple payment options, and customer retention are just a few of the payment processing issues retailers must consider for long term success.

Interchange Pass Through Rates:
Retail Merchant Account

Visa

  • CPS Credit 1.54% + 10¢
  • CPS Check Card 1.03% + 15¢
  • CPS Rewards I 1.65% + 10¢
  • CPS Card not Present 1.85% + 10¢

Mastercard

  • Merit III Credit 1.58% + 10¢
  • Merit III Check Card 1.03% + 15¢
  • World Enhanced Merit III 1.73% + .10¢
  • Merit I Card not Present 1.89% + .10¢

The Interchange pass through rates you see above are some of the most common cards used in a retail environment. Cards assessed at a higher rate will be passed through at true cost with no hidden fees. For the most current Interchange chart please click the pdf link below or contact one of our Interchange experts for training.
Download PDF
Download PDF

Locations and Counties We Service


  • Atlantic County, NJ
  • Bergen County, NJ
  • Burlington County, NJ
  • Camden County, NJ
  • Cape may County, NJ
  • Cumberland County, NJ
  • Essex County, NJ
  • Gloucester County, NJ
  • Hudson County, NJ
  • Hunterdon County, NJ
  • Mercer County, NJ
  • Middlesex County, NJ
  • Monmouth County, NJ
  • Morris County, NJ
  • Ocean County, NJ
  • Passaic County, NJ
  • Salem County, NJ
  • Somerset County, NJ
  • Sussex County, NJ
  • Union County, NJ
  • Warren County, NJ
  • North Jersey
  • Central Jersey
  • South Jersey
  • Jersey Shore
  • Bronx, NY
  • Westchester County, NY
  • Rockland County, NY
  • Orange County, NY
  • Brooklyn, NY
  • Queens, NY
  • Manhattan, NY
  • Staten Island, NY
  • Philadelphia, PA
  • Bucks County, PA
  • Chester County, PA
  • Delaware County, PA
  • Eastern PA

Credit Card Processing Solutions

  • FREE Merchant Processors Credit Card Terminals
  • Dejavoo Pax Valor Credit Card Terminals
  • VeriFone Credit Card Terminals FREE Placement "No overpriced Leasing"!
  • POS System Provider, POS System Sales, Update, Troubleshoot, POS Vendor
  • Clover POS systems, Skytab POS, Retail POS System, Restaurant POS
  • Support, Repair, Purchase CC Credit Card Terminal, Free CC Replacements

Services to Reduce Internal Operating Expenses

  • Online Reporting Tools
  • Rates & Fees Analysis and Reduction
  • Electronic Check Acceptance
  • Credit Card Processor Services
  • Purchase ATM Vendor Sales, Service

Opportunities to increase revenue

  • Merchant Cash Advance
  • Gift Card Program
  • Loyalty Program
  • ATM Surcharge
  • Referral Program