Privacy Policy

1st Advantage Merchant Service New Jersey takes privacy and data protection issues seriously. We have designed this Privacy Policy to explain how we handle personally identifiable information collected from merchants who register for services and submit information to 1st Advantage Merchant Service New Jersey through the Internet.

1st Advantage Merchant Service New Jersey collects personally identifiable information when you register for a merchant account, and when you use certain proprietary products and services. 1stFMG may also receive personally identifiable information from its resellers and other business partners. When you register with 1stFMG we ask for your contact information (such as your name, street address and e-mail address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or credit card number. 1stFMG uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing, and otherwise deliver the payment gateway services. We may also send merchants service announcements, newsletters, and periodic notices about specials and new products. Personally identifiable consumer information is used to process payment transactions and for no other purpose. 1stFMG does not offer services or sell products to children. 1stFMG does not request or knowingly collect personally identifiable contact information from anyone under the age of 18.

Protecting personally identifiable information about merchants and consumers is an important part of our business. We share and disclose such information only as described below: 1stFMG will send personally identifiable information about you to other companies or people when: 1) we have your consent to share the information; 2) we need to share your information to provide the product or service you have requested; 3) we need to send the information to companies who work on behalf of 1stFMG to provide a product or service to you (unless we tell you differently these companies do not have any right to use the personally identifiable information we provide them beyond what is necessary to assist us). Personally identifiable consumer information is shared with third parties (such as banks and credit card processors) to the extent necessary for 1stFMG to deliver payment processing services. We also may release personally identifiable information when we believe release is appropriate to comply with law; enforce or apply our Merchant Agreement and other agreements; or protect the rights, property, or safety of 1stFMG, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and risk reduction. In the unlikely event that 1stFMG is acquired, merchant account information may be one of the transferred assets.

This Privacy Policy covers 1stFMG’s treatment of personally identifiable information collected from merchants (hereafter “merchant” or “you”) who use the 1stFMG’s  payment gateway services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally identifiable information that 1stFMG’s business partners may share with it.This Policy does not apply to the practices of companies that 1stFMG’s does not own or control, or to people that  1stFMG’s does not employ or manage. 1stFMG is a California Limited Liability Company. This Policy is specific to 1stFMG and does not apply to other Web sites or Internet services that are part of the 1stFMG, llc. Information security is critical to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information. The information gathered on secure computers is stored in a locked down data center. The number of employees involved in the management of the data center that have physical access to these computers is limited. We use firewalls and other security technology, as well as implement the highest industry standard security practices, to prevent our computers from being accessed by unauthorized persons. It is important for you to protect against unauthorized access to your login ID/password, other sensitive account data and to your computer. Be sure to sign off when finished using a shared computer and otherwise safeguard the password used to access the 1stFMG services.

We reserve the right to change or supplement this privacy policy at any time. Any changes to this privacy policy will be posted to this web site. Any changes will become effective upon posting. We urge you to monitor this web site to stay abreast of any changes. By using the services provided on this site and thereby accepting the terms and conditions of this privacy policy, you agree to receive privacy notices at this web site and to review this privacy policy from time to time in order to stay informed of any changes which may occur.