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Extranet

Extranet:

A Web site that links businesses to consumers, suppliers, etc., for electronic commerce. These sites usually provide more consumer-specific information than public sites and may have security devices such as passwords for a user to gain access to more sensitive information.

External Auditor

External Auditor:

See “Approved Auditor.”

Expiration Date

Expiration Date:

The date embossed on a bankcard, beyond which the card becomes invalid.

Exception Item

Exception Item:

An Adjustment, Chargeback or Representment initiated in accordance with these Rules to correct a STAR Transaction processing error or a disputed STAR Transaction.

Exception Fee

Exception Fee:

A fee established by the STAR Network from time to time to cover the administrative expenses associated with exception processing.

eSign Authentication Program

eSign Authentication Program:

An Authentication Program supported by the STAR Network for STAR Internet Transactions whereby the Account Holder initiates STAR Internet Transactions using an Account Holding Member issued Authentication Token, and the Authentication Token is authenticated by the Account Holding Member.

EPAN

EPAN:

A PAN assigned to a STAR Account Holder to uniquely identify such Account Holder and used in a STAR Internet Transaction using eSign Authentication Program Authentication. The ePAN is generally distinct from a STAR Cardholder’s PAN associated with his/her STAR Card.

Enveloping

Enveloping:

A process whereby documents of the same type or purpose are grouped together, bound, and sent to the same destination into an electronic envelope. This is done by an electronic data interchange management software function.

Encryption Service Organization (ESO)

Encryption Service Organization (ESO):

An ESO is an organization or individual that is not a Member or Processor of the STAR Network but that provides services to a Member that include: (i) loading software into a STAR Terminal or STAR Internet Device; (ii) loading or injecting Encryption Keys into PIN Pads, STAR Internet Devices, or Authentication Tokens; (iii) providing merchant help desk support which includes reprogramming of terminal software, programming of STAR Internet Merchant Web sites and/or Internet Payment Screens; or (iv) providing STAR Account Holder help desk support, including but not limited to assisting STAR Account Holders with their STAR Internet Devices.

Encryption Keys

Encryption Keys:

A mathematical value that is used in an algorithm to transform clear text to cipher text and cipher text to clear text. For definitions of specific keys, such as Master File Key and Zone Control Master Key, refer to Appendix J of these Rules and ANS X9.24.

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