STAR POS Transaction Set

STAR POS Transaction Set:

Any of the following functions attempted by a STAR Cardholder to access a Deposit Account at a STAR POS Terminal, STAR POS Scrip Terminal, or a telephone (PIN-less Utility Bill Payments only):

  • Purchase, a financial STAR Transaction that, if approved, results in a debit to a STAR Cardholder’s Deposit Account. The Purchase may be solely in payment for goods and/or services, may include cash paid to the STAR Cardholder of some or the entire amount, or may involve the purchase of POS Scrip.
  • Purchase Correction/Cancellation, a financial transaction initiated by a STAR Cardholder or STAR Merchant that, if approved, results in a credit to a STAR Cardholder’s Deposit Account. A correction/cancellation is intended to correct an incorrect or miskeyed transaction amount.
  • POS Balance Inquiry, a non-financial STAR Transaction that enables a STAR Cardholder to obtain the current or available balance of a Deposit Account at a STAR Cardholder-operated STAR POS Terminal.
  • Pre-Authorization/Pre-Authorization Completion, a two-step STAR Transaction, the first being a non-financial STAR Transaction (“Pre-authorization”) that, if approved, represents to the Acquirer Member or STAR Merchant that sufficient funds are available, and the second a financial STAR Transaction (“Pre-authorization Completion”) for the same amount or a lesser amount than approved at the time of the Pre-authorization.
  • PIN-Less Utility Bill Payment Transaction, a funds transfer from a STAR Cardholder’s Deposit Account to a Utility Company that is initiated by the STAR Cardholder through the use of a STAR Card on a telephone using a voice response unit (VRU) and without PIN entry or PIN verification but with Authentication of the STAR Cardholder by the Utility or its agent pursuant to the Bill Payment Authentication Program. (Effective June 1, 2003)
  • STAR MoneyGram Money Transfer, a purchase of a STAR-approved form of electronic money transfer order at a participating STAR ATM. Also known as a STAR MoneyGram Send Transaction.

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