Utility Company:

Any municipal, state, or other public utility system or systems operating for the manufacture, production, distribution, or sale of electricity, natural or artificial gas, or water, or any public or private provider of telecommunications services, including without limitation telephone, cellular, digital, and cable services, which is licensed and governed by any federal, state, or municipal authority, and that is approved by STAR Network and has agreed to accept PIN-less payment transactions via telephone or Internet for services rendered to STAR Cardholder/Account Holder or other end users of its product.